1 Hour Payday Loans Direct Lenders

Get 1 Hour Loans Online for Bad Credit

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Easy and Quick
Easy and Quick

Fill an effortless, secure and safe online form to get our payday loans of $100, $200, $500 up to $1500 for bad credit with no fax from legitimate direct lenders only. No application fees! Apply on weekends too!

Fast Funds
Fast Funds

Get instant guaranteed approval with affordable rates on our 24/7 online no credit check installment loans via direct deposit done same day or next business day. No third party, no teletrack involved.

Longer Term
Longer Term

Repay in flexible installments or next payday, and enjoy no prepayment cost any loan you take for personal use.


Cash emergencies between the pay cycles are often inevitable as we aren't insured for most of the crises that knock on our doors. And, the bad news is there is no fire exit for these emergencies.


So, you have to quickly decide and resolve the issue before the situation goes out of your hands. This is when a one hour loan comes to the rescue. With features like no credit checks, a simple application process, and same-day deposit,1 hour online payday loans can get you out of helpless situations in just a few minutes.


A one hour payday loan is a short-term loan where an online direct lender issues immediate cash without looking at your credit score or the ability to return the debt.
Upon following a simple online application process, the lender approves your loan in less than an hour. The money gets credited to your account within 24 hours or even before.
Cash in one hour payday loans are usually granted for relatively small amounts, ranging from $100 to $1500, and the direct lenders expect you to repay in a single payment when you receive your next paycheck.


Few points to remember:

  • The loan proceeds are usually provided to the borrower through bank transfer.
  • Despite being called “one hour payday loans,” it takes up to 24 hours for the amount to reach you. The term “one hour” earned fame just for the fast approval process of fewer than 60 minutes.

In situations where the loan amount you’ve taken is high or you have more number of debts to clear the immediate month, CashUSA247 allows you to repay your loan in installments for up to 3 months through our installment loans option.


Though the requirements are pretty flexible with these cash one loans, you must ensure a few thingswhile applying for a payday loan.


  • Be over 18 years of age
  • Be a resident of USA
  • Have valid income proof
  • Have a valid US bank account

These quick emergency loans have a straightforward and secure process to avail the amount you need. While you might be surprised, the work you need to do may take 2 to 3 minutes.


First, you'll be required to complete an online loan request form, which can be done right from your smartphone. The form asks you to fill out basic details like name, age, address, account number, and the frequency of your salary (weekly or monthly). While a few lenders might ask you to fax your pay stubs for verification, we follow a complete fax-free procedure to fasten the loan process.


Next, the form asks for the amount you'd like to borrow.

Next, you'll hit the "submit" button and wait for the lender to answer the request. Don't worry! You won't have to wait for more than 90 seconds. Want to hear some good news here? More than 80% of loan requests get approved instantly. Yay!
Once approved, our representative comes to your service to answer all your queries and explain the terms and conditions. They will approve your application in less than an hour, provided all the requirements are met. And, there you go! You'll see the money reflected in your account within a day.


Apart from being the easiest way to get a cash advance, payday loans have many exciting features that might get you inquisitive.


When you're in a cash hurry and times are unfavorable, you're only left with a few alternatives, of whichone hour online loans are the viable option.
For approving payday loans, we don’t conduct a hard credit check as the only eligibility we look for is your stable income. So, if you're someone with bad credit or no credit score, payday loans are your best bet.


While no credit check is one significant advantage with 1 hour payday loans, direct lenders running these loans is another noticeable benefit. At CashUSA247, we directly deal with the borrower to effectively communicate and negotiate the loan amount instead of relying on a third party for each-stage approval.


Most 1 hour payday loan providers run their businesses online, which means almost zero paperwork, NO standing in queues, and NO waiting for the calls from approvers.
With CashUSA247, you can avail instant cash by filling in the required details electronically through your phone or laptop from the comfort of your home. The best part is there are no middlemen involved, no hidden fee, and every transaction is kept transparent, so you know what you get and repay beforehand.


Though the term "no employment verification" might seem like some marketing gimmick, it is valid for 1 hour personal loans.
You'll be thrilled to know that most payday loan lenders only check if you have a good job or not. A few might ask for your employer and employment details but perform no verification. CashUSA247, for instance, almost instantly approves your loan by considering your current financial position.


The USA has almost 23,000 payday loan lenders as of 2022, and picking the right one is quite a job. We want to make your search easy by stating all the benefits you get if you take a loan from CashUSA247.


  • We offer loans from $100 to $1500 for applicants with bad credit.
  • We charge no application fees and are entirely fax-free.
  • Instant loan approval, especially during emergencies.
  • Simplified application process with minimal eligibility standards.
  • Flexible borrowing limit from $50 to $1500.

If you're thinking of a personal loan, no institution can assure you of money credit in less than 3 days. But, when it comes to fast loans in one hour, you can avail instant cash in less than 24 hours with no credit checks and no additional documents.

CashUSA247
Considering your source of income, CashUSA247 offers emergency cash loans in one hour without hard credit checks. The loan application process takes up to 3 minutes, and the repayment date is usually the next payday. Your due date is usually in 2 weeks or 1 month and is decided by the lender.

A payday should only be taken for financial emergencies when you’re confident that you can repay the amount taken. However, in unforeseen situations, when you’re unable to payback on time, you can contact the lender and explain the crises, so they can find out a solution